We provide a comprehensive comparison
Smith’s Grading scale provides a comprehensive and unified credit comparison that is consistently applied for all securities — from supranational organizations and sovereign risk gradings to sub-sovereign municipal entities and corporate credit analytics. Its principled and proven approach to credit analysis is expressed on Smith’s universal scale. Across borders and spanning global credit sectors, Smith’s Gradings allow risk management to implement scenario driven computer programs that are power by Smith’s event alerts.
Providing trusted insights since 1992
Smith’s Gradings is a time-tested and performance-proven process. Smith’s Research & Gradings exceeds the standards of the world’s central banks and financial regulatory authorities. Smith’s Gradings has more than two decades of default and recovery experience.
Smith’s Credit Grading System has three components:
- Long-term ability to make timely debt service payments/nature and durability of revenues
- Recovery/residual value;
- Event risk.
Smith's Research & Gradings provides Credit Reports utilizing Smith's Grading scale. Smith's Credit Reports are comprehensive in scope and provide a credit rationale for Smith’s Gradings.
Smith’s Flash Reports are descriptive and summary in nature, featuring key credit factors, security provisions and utilize Smith's Grading scale.Smith's Research & Gradings can also produce full compliance reports, distressed gradings reports, portfolio gradings and customized credit reviews for board level requests.